How much are university tuition fees in England for 2026/27?

The maximum full-time undergraduate tuition fee for 2026/27 at English universities with a Teaching Excellence Framework award and an access and participation plan is £9,790 a year. A Tuition Fee Loan covers this in full and is paid directly to your university. Source: GOV.UK, OGL v3.0.

How much maintenance loan can I get?

For 2026/27 the maximum maintenance loan for a full-time undergraduate is £9,118 if you live at home, £10,830 if you live away from home and study outside London, and £14,135 if you live away and study in London. The actual amount is means-tested on household income. Source: GOV.UK, OGL v3.0.

How much will I repay on my student loan?

You repay 9% of everything you earn above your plan's annual threshold — £29,385 on Plan 2 or £25,000 on Plan 5. Repayments are collected automatically through PAYE or Self Assessment. Use the estimator on this page to see your monthly and annual figure. Source: GOV.UK / SLC, OGL v3.0.

When is a student loan written off?

Plan 2 loans are written off 30 years after the April you first became due to repay; Plan 5 loans are written off after 40 years. Any balance still outstanding at that point is cancelled. Source: GOV.UK, OGL v3.0.

Is this real government data?

Yes. Every figure is a real published GOV.UK / Student Loans Company statistic for 2026/27 (tuition and maintenance) and the April 2026 repayment thresholds, licensed under the Open Government Licence v3.0. No figure is modelled, estimated, or interpolated. These figures apply to England, full-time undergraduates.

GeraLearn / UK Student Finance

UK Student Finance (2026/27) — Tuition, Maintenance & Repayments

England’s maximum tuition fee is £9,790 a year, the maximum maintenance loan is up to £14,135, and you repay 9% of income above your plan’s threshold. Real GOV.UK data (OGL v3.0).

How much is UK student finance in 2026/27 — tuition fees, maintenance loan, and student-loan repayments?

For 2026/27, the maximum full-time undergraduate tuition fee in England is £9,790 a year, and the maximum maintenance loan is £9,118 living at home, £10,830 away outside London, or £14,135 away in London. You repay 9% of income above £29,385 (Plan 2) or £25,000 (Plan 5). Source: GOV.UK / Student Loans Company (OGL v3.0).

Source:GOV.UK — Student finance, tuition fees and student support 2026/27 (Student Loans Company)·As of 2026/27 academic year (repayment thresholds from April 2026) · updated annually · last refreshed 25 June 2026

Student finance is the government funding available to UK university students — a Tuition Fee Loan that covers course fees and a means-tested Maintenance Loan for living costs, both administered in England by the Student Loans Company (SLC). You repay only once your income passes a fixed threshold, at a set percentage of the amount above it, and any remaining balance is written off after a set number of years.

Tuition fee cap (2026/27)

£9,790/ year (maximum)

This is the maximum a fee-cap provider with a Teaching Excellence Framework (TEF) award and an access and participation plan (APP) can charge a full-time undergraduate for 2026/27. A Tuition Fee Loan covers it in full and is paid directly to your university — you never pay it up front. More on tuition fees →

Maintenance loan (2026/27)

Living situation	Maximum loan / year
Living at home with parents	£9,118
Living away from home, outside London	£10,830
Living away from home, in London	£14,135

These are the maximum amounts for full-time undergraduates not eligible for benefits. The actual loan is means-tested on household income. More on the maintenance loan →

Student loan repayment estimator

Enter your gross annual salary to estimate what you would repay. The calculation uses the real 9% rate on income above your plan’s threshold.

Gross annual salary (before tax)

Repayment plan

Enter a salary above to see your estimated monthly and annual repayment.

Estimate only. Repayments are deducted automatically through PAYE or Self Assessment on income above the threshold; the threshold and rate shown are the real published figures. Interest, voluntary repayments, and exact pay-period rules are not modelled here.

Repayment plans at a glance

Plan 2

Annual threshold: £29,385
Rate above threshold: 9%
Written off after: 30 years

English or Welsh students who started an undergraduate course between 1 September 2012 and 31 July 2023.

Plan 5

Annual threshold: £25,000
Rate above threshold: 9%
Written off after: 40 years

English students who started an undergraduate course on or after 1 August 2023.

Both plans repay 9% of income above the threshold — the difference is the threshold and the write-off period. Full repayment-plans explainer →

UK student finance — FAQ

How much are university tuition fees in England for 2026/27?: The maximum full-time undergraduate tuition fee for 2026/27 at English universities with a Teaching Excellence Framework award and an access and participation plan is £9,790 a year. A Tuition Fee Loan covers this in full and is paid directly to your university. Source: GOV.UK, OGL v3.0.
How much maintenance loan can I get?: For 2026/27 the maximum maintenance loan for a full-time undergraduate is £9,118 if you live at home, £10,830 if you live away from home and study outside London, and £14,135 if you live away and study in London. The actual amount is means-tested on household income. Source: GOV.UK, OGL v3.0.
How much will I repay on my student loan?: You repay 9% of everything you earn above your plan's annual threshold — £29,385 on Plan 2 or £25,000 on Plan 5. Repayments are collected automatically through PAYE or Self Assessment. Use the estimator on this page to see your monthly and annual figure. Source: GOV.UK / SLC, OGL v3.0.
When is a student loan written off?: Plan 2 loans are written off 30 years after the April you first became due to repay; Plan 5 loans are written off after 40 years. Any balance still outstanding at that point is cancelled. Source: GOV.UK, OGL v3.0.
Is this real government data?: Yes. Every figure is a real published GOV.UK / Student Loans Company statistic for 2026/27 (tuition and maintenance) and the April 2026 repayment thresholds, licensed under the Open Government Licence v3.0. No figure is modelled, estimated, or interpolated. These figures apply to England, full-time undergraduates.

Explore UK student finance

Tuition fees

The 2026/27 maximum full-time undergraduate tuition fee in England is £9,790 a year, covered by a Tuition Fee Loan paid directly to your university.

Maintenance loan

Maximum 2026/27 maintenance loan: £9,118 living at home, £10,830 away outside London, £14,135 away in London (means-tested).

Repayment plans

Plan 2 and Plan 5 both repay 9% of income above the threshold — £29,385 (Plan 2) or £25,000 (Plan 5) — written off after 30/40 years.

Sources & method

Every figure on these pages is a real GOV.UK / Student Loans Company statistic for 2026/27, licensed under the Open Government Licence v3.0. Nothing is modelled or interpolated.

Related UK education data

A-level results by local authority — entry-level grades that shape university offers
GCSE results by local authority — Progress 8, Attainment 8, Gera Academic Attainment Index
Ofsted ratings by local authority — % Good or Outstanding schools

Make your degree pay off faster

GeraLearn offers affordable, certificate-backed courses to build in-demand skills alongside your studies — and graduate ready for a higher-earning role.

Browse courses →

Source: GOV.UK / Student Loans Company. Figures for 2026/27 academic year (repayment thresholds from April 2026). Licensed under the Open Government Licence v3.0. Contains public sector information licensed under the Open Government Licence v3.0. England, full-time undergraduate. All figures are the maximum/headline amounts; actual maintenance loan is means-tested and actual tuition fees depend on the provider. Last refreshed 2026-06-25. No figure is modelled or interpolated.